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Like your business bank again.

Get great rewards, real relationships, accessible lending, and powerful tools. Because your business deserves nothing less.

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Subject to Eligibility.  Terms and Conditions apply.

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CASS Guarantee
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Join the UK’s most recommended
business bank.

Awarded by RFI Global, voted for by customers.

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Business current account

Get a bank account that rewards you for your day-to-day banking. 

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Business borrowing

From commercial mortgages to overdrafts, our business loans have you covered.

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Business savings

Earn some of the best rates on the market in our range of fixed and variable savings accounts.

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Money management

With team expense cards, multi director access, accounting software integrations and more.

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Business current account

Get a bank account that rewards you for your day-to-day banking. 

Allica_Bag_Flat 1 (5)

Business borrowing

From commercial mortgages to overdrafts, our business loans have you covered.

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Business savings

Earn some of the best rates on the market in our range of fixed and variable savings accounts.

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Money management

With team expense cards, multi director access, accounting software integrations and more.

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Fast decisions made by real people. Get a dedicated relationship manager who wants to get to know your business inside and out, and help you achieve your goals.

Get rewarded just for doing banking as usual - with competitive instant access savings rates and uncapped cashback.

From assisted account opening and UK based support, to lending tailored to your business, we're with you every step of the way.

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Built exclusively for established businesses.

Not sure if we’re the right fit? We’re the bank for you if your business has moved beyond the early stage and you are now focused on running and growing it day-to-day.

You need a reliable current account, access to lending, and a relationship manager who understands your business, alongside support to manage payroll, financial admin and cashflow smoothly.

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Everything your business needs
from a bank account.

Grow your business with the rewards and support it actually needs with our Business Rewards Account.

Business Rewards Account features

Rewards
Integrated savings pots paying up to 4.08% AER interest 1
Earn up to 1.5% cashback on card spend 2
Dedicated UK-based relationship manager
Features
A UK current account with a debit card
Apple Pay and Google Pay
ATM withdrawals
Assisted onboarding journey
Bulk payments 4
Business overdrafts
CHAPS payments 5
Direct Debits out
Direct credits in
Expense cards and management
Free faster payments 6
Free BACS 1
Instant access savings
Instant notifications
Manage using mobile app (iOS and Android)
Multi user access levels
Payment approvals
Phone support
Schedule payments
Sync with accounting software (Sage, Xero, QuickBooks and FreeAgent)
Team level access
Two-person authorisation
UK-based support team
Up to £120,000 FSCS protection on eligible deposits
Unlimited, fee-free instant UK bank transfers
Virtual cards, up to 20 virtual cards per employee

1. Rate includes standard rate of 2.83% AER (minimum balance applies) plus a 0.5% boost each month if you make 15 bank transfers out of the account in the previous month, and a 0.5% boost for six months if you complete a switch with CASS and a 0.25% Welcome Boost for 3 months for new customers who deposit £50,000+ into their Savings Pot within 14 days. Rates correct as of 19th December 2025. ‘AER’ stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Subject to eligibility – see Savings Pot Key Product Information for more details.

2. Cashback is variable and based on card spend. Exclusions apply. See a full list of limits and fees here.

3. Customers whose balance falls below an average of £10,000 in the previous month will incur a £25 monthly fee. This does not apply to customers who hold an active loan product (including an overdraft) with Allica Bank. Account fees are based on average account balance and activity status. See more details here. Terms and conditions apply.

4. For a fee of £20.

5. No fees.

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Feature
Linked savings interest account *

Linked savings interest account

A linked savings account that pays interest on eligible balances, helping surplus business cash work harder.
Cashback on card spend

Cashback on card spend

Earn cashback on eligible debit card purchases, subject to scheme rules and limits.
Dedicated relationship manager contact

Dedicated relationship manager contact

Access to a named relationship manager who understands your business and can provide tailored support, for eligible customers.
Speak to UK-based support on the phone

Speak to UK‑based support on the phone

Telephone support from UK‑based teams during operating hours.
No monthly fees 3

No monthly fees

No monthly account fees, though charges may apply for certain services or transactions.
Business overdraft

Business overdraft

An arranged business overdraft to help manage short‑term cash flow, subject to eligibility, credit approval and terms.
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Allica Bank
up to 4.08%1
up to 1.50%2
up to £2 million
barclays
Barclays
lloyds
Lloyds
natwest
NatWest
hsbc
HSBC

* Competitors listed in the table do not have a linked savings accounts attached to their business current account as of 15th April, 2026.

Join over 30,000 established businesses across the UK choosing better banking.

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4.7 out of 5 on Trustpilot
Rated ‘Excellent’

BBA25-MULTI-WIN-BusFin-W-300

Best business finance provider four-years running
British Bank Awards

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Most Recommended Business Bank 2026
RFI Global

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Bank of the Year 2025
CityAM Awards

We’re there when you need us.

We have relationship managers up and down the UK. That means support for your business, wherever you are.

Featured customer stories

See more
Gentle Dog Food
Gentle Dog Food

Gentle Dog Food are getting a great return 
on their company savings.

South West
AgeCare
AgeCare

AgeCare are investing their extra savings interest back into their business.

South East
KCM Waste Management
KCM Waste Management

KCM Waste Management are getting the finance they need to plan for the future.

North East
The Devil's Stone Inn
The Devil's Stone Inn

The Devil’s Stone Inn are saving £1,000 a month in repayments after remortgaging with Allica.

South West
Gentle Dog Food
Gentle Dog Food

Gentle Dog Food are getting a great return 
on their company savings.

South West
AgeCare
AgeCare

AgeCare are investing their extra savings interest back into their business.

South East
KCM Waste Management
KCM Waste Management

KCM Waste Management are getting the finance they need to plan for the future.

North East
The Devil's Stone Inn
The Devil's Stone Inn

The Devil’s Stone Inn are saving £1,000 a month in repayments after remortgaging with Allica.

South West
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Keeping your business’ money safe with FSCS protection

All our current accounts and savings accounts are covered by the Financial Services Compensation Scheme (FSCS). This means that, should anything happen to Allica Bank, any eligible deposit of up to £120,000 will be protected.

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Apply for a bank account

1 Rate includes standard rate of 2.83% AER (minimum balance applies) plus a 0.5% boost each month if you make 15 bank transfers out of the account in the previous month, and a 0.5% boost for six months if you complete a switch with CASS and a 0.25% Welcome Boost for 3 months for new customers who deposit £50,000+ into their Savings Pot within 14 days. Rates correct as of 19th December 2025. ‘AER’ stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Subject to eligibility – see Savings Pot Key Product Information for more details.

2 Cashback is variable and based on card spend. Exclusions apply. See a full list of limits and fees here.

3 Customers whose balance falls below an average of £10,000 in the previous month will incur a £25 monthly fee. This does not apply to customers who hold an active loan product (including an overdraft) with Allica Bank. Account fees are based on average account balance and activity status. See more details here. Terms and conditions apply.

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