Whether you’re buying a business premises, investing in property, or refinancing an existing business mortgage, our relationship managers will work closely with you to understand the unique needs and strengths of your business.
And we know how important speed and clarity can be. Once you’ve made an application, our expert team will work fast to move things along as quickly as possible.
“We were almost three months into an application with one high-street bank and still weren’t made an offer. Allica were able to make us a commercial mortgage offer within seven days of making the application.”
Simon Richards
Director of Fuel Accountancy
Commercial owner-occupied mortgage
£150,000
Min. loan
£10 million
Max. loan
80%
Max. LTV
5 - 25 years
Term
1.5%
Arrangement fee
Commercial investment mortgage
£150,000
Min. loan
£10 million
Max. loan
75%
Max. LTV
5 years
Term
2.0%
Arrangement fee
To be eligible, your business must have two full years of financial accounts and be either a Limited Company or LLP registered at Companies House, or a partnership or sole trader that operates in England, Scotland or Wales.
Businesses can include those trading from freehold/long leasehold property in England, Scotland and Wales e.g. offices (including professional practices), industrial units, mixed-use, warehouses, factories, retail, hotels, guest houses, restaurants, public houses, convenience stores and children’s day nurseries. Security will be required.
“It’s always difficult having the uncertainty of being a tenant. It was important that we owned the building to allow us to be innovative and invest in enhancing every aspect of the nursery’s environment.”
Ovais Ahmed
Owner of Kinder City Nursery
We’re giving established businesses the banking they deserve
Transforming relationship banking with great rates, smart people and powerful technology. It’s a new take on an old idea – just like our orange hats.
