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Technology at Allica

Build what’s never been done in banking

Join us and rebuild business banking from the ground up, with an AI-first ethos and an engineering culture of autonomy and creativity

Build what’s never been done in banking
Build what’s never been done in banking

A digital bank with real-world impact

Your work here will help ambitious businesses create jobs, GDP, tax revenue, and pride of place all over the place. And you’ll have a lot of fun doing it.

t-shaped

T-shaped engineers

83% of our engineers are active in two or more stacks and over half are now fully established T-shaped contributors. If you’ve got broad skills and deep expertise, you’ll love building Allica.

build_complexity

Build complexity simply

Our customers need tools that can flex and handle complexity. These kind of problems haven’t been fully solved before; our job is to find a way to solve them – quickly, simply, and delightfully.

t-shaped

T-shaped engineers

83% of our engineers are active in two or more stacks and over half are now fully established T-shaped contributors. If you’ve got broad skills and deep expertise, you’ll love building Allica.

build_complexity

Build complexity simply

Our customers need tools that can flex and handle complexity. These kind of problems haven’t been fully solved before; our job is to find a way to solve them – quickly, simply, and delightfully.

build-ship

Build, ship, repeat

We build iteratively, with deep trust in our engineers to get great ideas live. The aim is to deliver value to our customers as fast, securely, and productively as we can.

business-wide

Business-wide adoption

LLMs aren’t just for engineering. From March 2025 to 2026, Allica employees’ AI use rose 180%. In the first seven months of 2026, 53 non-engineers shipped a pull request.

build-ship

Build, ship, repeat

We build iteratively, with deep trust in our engineers to get great ideas live. The aim is to deliver value to our customers as fast, securely, and productively as we can.

business-wide

Business-wide adoption

LLMs aren’t just for engineering. From March 2025 to 2026, Allica employees’ AI use rose 180%. In the first seven months of 2026, 53 non-engineers shipped a pull request.

in-it-together

Stacked with full-stack talent

As soon as we understood the potential of AI, we focused on developing T-shaped engineers. We operate in small, cross-functional squads, using gen AI across our SDLC and nurturing creativity.

We’re betting on AI to lower the learning curve and multiply the impact of great engineering. Paired with the right tooling and engineering culture, these smaller, T-shaped teams can take us to new heights.

How we build a bank

Our tools of the trade

We’ve built a strong, flexible tech stack over the years. Among others, you’ll be using...

spring-icon

Spring Boot

A trusty workhorse, industry standard and a solid framework at scale.

flutter

Flutter

Delivering consistently and at pace across Android and iOS.

python

Python

Clear, powerful code that keeps our data acting its best.

typescript

Typescript

Type safety that makes our codebase easy to iterate, on repeat.

kotlin

Kotlin

Keeping our services sharp, safe, and interoperable.

react

React

The engine behind the interfaces our customers use every day.

azure

Azure

Cloud services and integrated tools for rich data work.

google_cloud

Google Cloud

How we keep our infrastructure fast and flexible.

straight_from_the_ceo

AI-first, from the very top

Straight from the CEO

We’re using AI to overdeliver on volume and value, not to vibe code a bank.

Our AI uptake has been driven by specific adoption goals (including at executive level), investment in tooling, empowering engineers to improve tools directly, and lots of experimentation.

We’ve added some context in the section below – or you can read Richard’s ‘AI at Allica’ series for the full story.

human-first

Deployments quadrupled

In the 18 months from January 2025, we’ve shipped more with a slightly leaner team.

far_fewer

Far fewer change failures

Our quarterly change failure rate is down 61% year-on-year.

hand-heart

‘Very high AI adoption’? Double it

Based on PR throughput per engineer, vs. Jellyfish benchmarks.

hand-heart

We’re twice as productive

Our Positive Product Increments (PPIs) in 2026 are 2.2x the rate of 2025.

human-first

Deployments quadrupled

In the 18 months from January 2025, we’ve shipped more with a slightly leaner team.

far_fewer

Far fewer change failures

Our quarterly change failure rate is down 61% year-on-year.

hand-heart

‘Very high AI adoption’? Double it

Based on PR throughput per engineer, vs. Jellyfish benchmarks.

hand-heart

We’re twice as productive

Our Positive Product Increments (PPIs) in 2026 are 2.2x the rate of 2025.

Culture

What drives us

Our core values were there from the start. When it came to formalising them, it was as simple as putting a name to what we were living every day.

As Allica grew, we threaded them into every meeting, deck and deployment.

They brought us this far, they’ll take us all the way.

For Allicans, it's about the collective mission, no matter your title or background. Our customers are passionate about their businesses. We're passionate about helping them.

We value outcomes, not vanity metrics. Every Allican is involved in getting projects over the line, with no task beneath any job title.

If we execute and improve faster, we build a massive advantage over time. We have an incredible bias towards action, transparency, and collaboration.

We speak up if something seems wrong, we do good things because we believe it’s right to, and we always start with the customer in mind.

If you can take responsibility and see things through from start to finish, you’ll thrive here. That also means never settling – good enough isn’t enough; we always want to improve what we do.

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Join one of the fastest-growing companies in Europe1

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1 https://www.ft.com/content/44186dcd-1e58-43eb-ae0a-c841e9d0ebde