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Our leadership team

Allica Bank's leadership team has a diverse range of experience. From senior roles at traditional and digital banks, to running their own small business.

About us

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The board

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Richard Davies

Chief Executive Officer

Before joining Allica, Richard was group COO at digital bank Revolut. Prior to that he was CEO of OakNorth and held leadership roles at TSB and HSBC.

 

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Patrice McDonald

Chair of the Risk Committee

Patrice is a former Managing Director, Global Chief Risk Officer, & Head of Governance at Barclays Wealth. Patrice has also worked as a Partner at EY.

 

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John Maltby, MBE

Chairman

John was CEO of Williams & Glyn and Group Director of the Commercial Bank of Lloyds Banking Group during his extensive executive career.

 

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James Heath

Chief Financial Officer

Most recently, James was CFO of ABN AMRO UK. Prior to this, he was CFO at Cambridge & Counties Bank and Finance Director, Banking at Close Brothers.

 

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Niv Subramanian

Deputy Chief Executive Officer

Niv has extensive commercial banking experience. Most recently she was GM and CFO at Previse. Prior to this she has held senior roles at TSB, Oaknorth, HSBC and Barclays.

 

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Tracy Dunley-Owen

Non-Executive Director

Tracy is also a non-executive director at Euroclear UK & International Limited and Simplyhealth, and has previously held roles at AIB Group (UK) and Sun Life Assurance Company of Canada (UK).

 

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Amitabh Ghatak

Non-Executive Director

With a background in software engineering, Amitabh has held Chief Product and Technology Officer roles at some of the UK’s fastest-growing fintech and technology companies, including Dojo, Molo, and William Hill.

 

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Paul Marston

Notified Non-Executive Director

Paul is currently CEO of the FSE Group, while has also held senior roles at Secure Trust Bank, RBS, NatWest, and Lombard.

 

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Patrick Magee

Notified Non-Executive Director

Following an extensive career with JP Morgan Cazenove, Patrick worked for ten years on the establishment and growth of the British Business Bank, where he was Chief Commercial Officer.

 

Executive committee

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Richard Davies

Chief Executive Officer

Before joining Allica, Richard was group COO at digital bank Revolut. Prior to that he was CEO of OakNorth and held leadership roles at TSB and HSBC.

 

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Niv Subramanian

Deputy Chief Executive Officer

Niv has extensive commercial banking experience. Most recently she was GM and CFO at Previse. Prior to this she has held senior roles at TSB, Oaknorth, HSBC and Barclays.

 

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Ravneet Shah

Chief Technical Officer

Ravneet joined Allica in January 2020 as a lead engineer and is now our Chief Technology Officer. Previously she has worked at Santander, Teradata and Infosys.

 

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Nick Baker

Chief Commercial Officer

Nick joined Allica in 2018 from broker firm Christie Finance where he spent 12 years, the last 5 years in the position of MD for the firm's commercial mortgage and commercial insurance brokerages. He has been a NED at the National Association of Commercial Finance Brokers (NACFB) since 2022.

 

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James Heath

Chief Financial Officer

Most recently, James was CFO of ABN AMRO UK. Prior to this, he was CFO at Cambridge & Counties Bank and Finance Director, Banking at Close Brothers.

 

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Kate Valdar

General Counsel

Kate has over 12 years of experience working as a corporate and commercial lawyer. Most recently, Kate worked as General Counsel and Company Secretary at Tandem Bank.

 

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Conrad Ford

Chief Strategy Officer

Conrad was founder and CEO of Funding Options, having previously been COO for Barclays ClearlyBusiness and Product & Marketing Director at Validis.

 

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Mitch Trehan

Chief Compliance Officer

Mitch has held senior positions at Citi, Barclays and JP Morgan, and is Chair of the Interbank Payment Policy Committee for UK Finance.

 

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Alan Dunmur

Chief Risk Officer

After building his career at RBS, Alan held several successive senior positions at Tesco Bank and later provided credit risk consultancy to Bank of Ireland.

 

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Patricia Otegui Gava

Chief Internal Auditor

With 25 years experience working in financial services, Patricia has previously managed Internal Audit at HSBC and Santander.

 

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